Samsung Pay vs Google Pay: Who is Best & Secure?

Do you wanna buy something like any products or even food and you have no cash in your pocket then don’t worry just use your smartphone to pay your bill with a single click. Feel free to buy anything you like and don’t worry about cash. Which one do you use, Samsung Pay or Google Pay? Who do you think will win Samsung Pay vs Google Pay?

In today’s time period making a contactless payment is normal or common. This thing was promoted during the Corona period to pay online while isolating at home, reducing health-related issues, or shopping safely.

Online paying apps help you in various ways if you want to go somewhere and you forget about your wallet then just use your smartphone to pay at any shop using different methods like through wallet, bank transfer, credit cards, vouchers and also through gift cards.

Generally, Samsung Pay & Google Pay are using more and are famous for contactless payment methods. Yes, I know there are more apps as well but many people like Samsung Pay or Google Pay more than other online payment apps. Want to know how people love both apps or how they are different from others, let’s check and start the fight in Samsung pay vs google pay. Who will win?

• Samsung Pay
• Google Pay

Samsung Pay

Samsung Pay is a contactless payment app available for Samsung owners by which they can pay at any shop or any place just with a one tap. This is a digital wallet app like others but features and security are more. Of course, you need to have a Samsung phone if you want to use Samsung Pay.

Samsung Pay offers a quick secure payment method from your home screen or lock screen. It’s looking cool to pay anyone through a swipe up gesture feature. Just swipe up on your screen and your payment is done. You can add many cards to it as Google Pay and switch your card easily.

What are the features of Samsung Pay?

Samsung Pay offers various features to their users some of them are:

More security

The developers increase the security of Google Pay from time to time so that no one who uses Samsung Pay will face the issue. The developers protected the Samsung Pay user details through Samsung Knox or tokenization.

Samsung offers remotely lock features called Find my Mobile to their users for when their smartphone is stolen or any other issue then they simply use this feature to lock their account or also remove the app from their phone. You can also set your fingerprint and face lock on your account.

Availability Countries

Samsung Pay is available in 29 countries which is fewer than Google Pay but Samsung keeps improving and hopes they gain more people’s trust.

Works as your real Wallet

Samsung Pay works the same as your real wallet. It can store your gift cards, membership cards or any other cards just by scanning the barcode of the document and keeping a copy on your wallet.

Supports NFC & MST

Support for MST (Magnetic Secure Transmission) on Samsung Pay is being removed as of the Galaxy S21 series. MST technology helps to read the older magnetic stripe card through your android phone and communicate with them.

Samsung Pay Pros & Cons 

Pros

• Samsung Pay compatible with smartwatches.
• More security while making payment.
• Secret card details even Samsung don’t know about your details.
• Works as a wallet scan document barcode and makes a copy of your document.
• Supports both NFC & MST
• Option to customize your own wallet.
• You can connect your Paypal account to Samsung Pay for making in-store purchases.

Cons

• Available only for Samsung users. (You need a Samsung phone to use Samsung Pay)
• Too many annoying Pop-up Ads during the payment process.
• Reward point system removed.

Google Pay

Google Pay is also an online payment app created by Google. When Google Pay launched its name was Tez but after some time it changed its name to Google Pay. Google Pay was created for making online payments at nearby shops, buying online products, and foods, paying any bills, receiving money, sending money, mobile recharge and more. Google Pay also offers the same as Samsung Pay. You can also store your credit cards, debit cards, or any membership cards on your Google Pay wallet.

Google Pay offers the same to connect your Google Pay account to a Paypal account. Anyone who has Android or iOS can use this app. You don’t have to buy any specific phone to use Google Pay. Google Pay is more secure because as everyone knows Google is more secure than others and everyone has more trust in Google products.

What are the features of Google Pay?

Google Pay offers various features to their users some of them are:

More Security

Google Pay also uses a tokenization method or NFC technology to make payments. Google Pay secures your personal data and doesn’t share your info with other merchants. Google Pay sends the data in an encrypted format to the merchants for successful transactions without knowing your info. You can add your fingerprint or face recognition to lock your account.

Google Pay Rewards

When anyone makes any purchase or transaction through Google Pay they earn some rewards like cash back or promo code. Many times you make a transaction using your Google Pay account you earn some reward.

Availability Countries

Google Pay is available in 42 countries which are second to Apple Pay. Google Pay users increase slowly and maybe one day Google Pay ranked first.

P2P Transaction

P2P transactions are the person to person or peer to peer payments. You can easily send or receive money through your friends or families on your account. You just need their email address. This service is currently only in the US but Google Pay offers it to all its users.

Wide Support for cards

Google Pay supports many major cards for making payments like American Express, Visa Card, Master Card, and Discover.

Works as your real Wallet

Google Pay works the same as your real wallet. It can store your gift cards, membership cards, travel passes, tickets and credit or debit cards in your wallet.

Google Pay Pros & Cons 

Pros

• Google Pay is compatible with smartwatches.
• More security while making payment.
• Available for both devices (Android or iOS).
• Wide support cards.
• P2P transactions.
• Wide Countries trust.
• Every time transactions earn rewards.
• Connect wallet to Paypal.

Cons

• Tap to pay for purchases not available for Apple users.

Which is better and I choose Samsung pay vs Google pay?

Samsung Pay and Google Pay are both apps that are best for making payments. They both are secure as well as provide many features. The only drawback of Samsung Pay is, that it’s only for Samsung users, others users can’t use it if he or she is not Samsung users. Now if you are thinking of buying a new Samsung phone to use Samsung Pay then I recommend you don’t buy it.

You can use Google Pay to make your transaction. Google Pay is a great alternative to Samsung Pay. As everyone knows the power and security of Google so if you go with Google Pay then you gain more security on every transaction.

Google Pay is for both platforms Android and iOS. It doesn’t matter if you have an old phone or a new phone, anyone can use it. So the answer according to my opinion is Google Pay is better and if you want to choose one of them then go with Google Pay. Don’t worry, trust me blindly you will never regret it.

Final Words

Both apps are fine to make any transaction. I am not telling you this is bad or this is good. You can see the features and as well Pros and Cons of both apps then decide which app you use. No one bothers to choose which is better or secure. That is why we fight between Samsung pay vs Google pay and find their Pros and drawbacks to clearly understand which is better.

FAQ